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Consumer privacy policy: This privacy policy covers personal information about costumers who obtain consumer products from Commercial Leasing & Financing Cardiff Bank, Inc. (CFLBC) for personal, family, or household purposes. This policy is provided to you as required by federal law. Although this notice does not apply to business and commercial accounts, safeguarding our business and commercial customers information is very important and we take steps to protect such information. This privacy notice does not apply to any credit card account relationship you may have with us. if you have a consumer credit card account relationship with us, you will receive a separate notice applicable to that account. Except as described below or as permitted by low, we do not disclose personal information about our customers or former customers.