Two flexible financing options
All industries will be considered
Short and long term payback
Borrow up to twenty-five percent of your sales
Fund projects and purchases that drive your business forward
• Purchase and profit from a bulk inventory deal
• Invest in your online presence
• Open the new location you've had your eye on
Lowest Annual interest rate
Applications approved in less than 4 hours
Terms of up to 60 months
Manage your equipment finance needs, both planned and unplanned.
• Add new or used equipment
• Update your fleet with new or used vehicles
• Access to Section 179 tax break
Do you qualify?
We can help business owners that have been in business as low as 3 months, but typically in business for 2+ years.
Your business should earn a minimum of $120,000 in gross annual revenue. Typical gross revenues exceed $400,000.
The minimum allowed personal credit score of a business owner is 470 but the majority have scores of 680 and higher.
Minumum requirements to apply. Many of our financing options require a minimum of 1 year in business and $120,000 in gross annual revenue. Bank of Cardiff servers over 700 industries, so it's likely that we're able to work with you!
Get an instant loan or lease quote
Select an Option Below to Get Started
How Much Does Your Business Generate Annually?
Working Capital Loan of to
What Term Would You Like?
From 6 - 36 months
Finance Amount =
We have great competitive rates that start in the mid single digits for our Equipment Financing Program
To get in touch with one of our Commercinal Finance Associates: 888-296-1071
Apply online in just a few minutes or call us directly at 888-296-1071
Our Commercial Finance Associates will evaluate your business and let you choose the best available loan terms
Sign your contract and receive your funds in as little as 24 hours
Yes, we provide fast, efficient funding.
But more than that, you also benefit from ongoing support from a knowledgeable Commercial Finance Associate (CFA).
Our intensive training equips your advisor with the knowledge they need to assess your unique business.
Here and happy to serve you, your advisor swiftly responds to calls and emails, so you never have to wait long.
Your advisor is prepared to work with over 700 different industries. No company is too niche for Bank of Cardiff.
Complete the application from your smartphone, tablet, or PC
Upload the necessary files at your convenience, on any PC, from anywhere!
Once approved, we’ll
Our process is highly reliable,
your business info to.
We don't penalize for paying
your loan back early.
A,B,C and even bankruptcies.
Also, early payment discounts.
There are many ways we can help, but our ultimate goal is your business to thrive! Our well-trained Commercial Finance Associate will be able to help guide you in the right direction to where you need to be, from where you are right now.