Business Loans

to take you


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4.9 Stars
Rating on Google+
A+ Rating
With the Better Business Bureau
$1 Billion
Delivered to Small Business

Two flexible financing options

Working Capital
up to $500,000
Cash for Payroll, Inventory, or General Expansion
8/10 applications approved

All industries will be considered

3-36 month terms

Short and long term payback

Loans based on sales not profit

Borrow up to twenty-five percent of your sales

Grow and invest in your business

Fund projects and purchases that drive your business forward

You could:

• Purchase and profit from a bulk inventory deal
• Invest in your online presence
• Open the new location you've had your eye on

Learn more >>
Equipment Financing
up to $250,000
For New or Used Equipment
and Vehicles

Lowest Annual interest rate

Approval guarantee

Applications approved in less than 4 hours

Monthly Payments

Terms of up to 60 months

Keep your business running smoothly

Manage your equipment finance needs, both planned and unplanned.

You could:

• Add new or used equipment
• Update your fleet with new or used vehicles
• Access to Section 179 tax break

Learn more >>

Do you qualify?

+3 Months
In Business

We can help business owners that have been in business as low as 3 months, but typically in business for 2+ years.

Gross Revenue

Your business should earn a minimum of $120,000 in gross annual revenue. Typical gross revenues exceed $400,000.

+500 Personal
Credit Score

The minimum allowed personal credit score of a business owner is 470 but the majority have scores of 680 and higher.

Minumum requirements to apply. Many of our financing options require a minimum of 1 year in business and $120,000 in gross annual revenue. Bank of Cardiff servers over 700 industries, so it's likely that we're able to work with you!

Get an instant loan or lease quote

Select an Option Below to Get Started

How Much Does Your Business Generate Annually?

Working Capital Loan of to

What Term Would You Like?

From 6 - 36 months

Estimated Payment*

Finance Amount =

or / Daily


Term Length:

*Rates and terms may vary. The minimum loan amount we offer starts at $10,000. For more information call us at (888)-296-1071
For this program you'll need to call

We have great competitive rates that start in the mid single digits for our Equipment Financing Program

To get in touch with one of our Commercinal Finance Associates: 888-296-1071

How to qualify?
Our knowledgeable Commercial Finance Associates can answer your questions today!

Step 1

Apply online in just a few minutes or call us directly at 888-296-1071

Step 2

Our Commercial Finance Associates will evaluate your business and let you choose the best available loan terms

Step 3

Sign your contract and receive your funds in as little as 24 hours

Yes, we provide fast, efficient funding.

But more than that, you also benefit from ongoing support from a knowledgeable Commercial Finance Associate (CFA).

Give us a call at 888-296-1071


Our intensive training equips your advisor with the knowledge they need to assess your unique business.


Here and happy to serve you, your advisor swiftly responds to calls and emails, so you never have to wait long.

Ready for

Your advisor is prepared to work with over 700 different industries. No company is too niche for Bank of Cardiff.

Apply Online
without the need to speak with anyone

Complete the application from your smartphone, tablet, or PC

Upload the necessary files at your convenience, on any PC, from anywhere!

Once approved, we’ll
reach out!

Super simple! Get started now! Apply
Get a loan with benefits
Highly secured

Our process is highly reliable,
your business info to.

No penalties

We don't penalize for paying
your loan back early.

All credits considered

A,B,C and even bankruptcies.
Also, early payment discounts.

Bank of Cardiff is Customer Focused

There are many ways we can help, but our ultimate goal is your business to thrive! Our well-trained Commercial Finance Associate will be able to help guide you in the right direction to where you need to be, from where you are right now.

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