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(888) 296-1071
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mailing address
Commercial Finance & Leasing Bank of Cardiff, Inc.
12626 High Bluff Drive Suite 370
San Diego, CA 92130
Career Opportunities
Bank of Cardiff is among the premier employers in Southern California. Our employees enjoy a dynamic and energetic work environment where creativity and enthusiasm are rewarded.
Realize your future today
Commercial Finance & Leasing Bank of Cardiff, Inc. is a privately-held, 100% employee-owned commercial finance and leasing company located in San Diego, California. We aim to be the global leader in our industry through an innovative suite of financing products focused on equipment based lending, serving the needs of the food service, automotive, and manufacturing industries to name a few. We are very proud to say Bank of Cardiff capital fuels our nation's economy.
Our energetic team helps businesses of all shapes and sizes boost their growth potential, ranging from small mom-and-pop shops to Fortune 500 companies. Our business model provides a breadth of products and level of service unmatched by competitors.

We are always seeking accomplished, motivated, and positive individuals with a wide variety of educational and professional backgrounds to join the Bank of Cardiff team. Be a part of our growth and realize your future today!
Top 25 best companies to work in San Diego
Don't just take our word for it - we've been fortunate to be listed in's list of Top 25 Best Companies to Work in San Diego List. Realize your future with Bank of Cardiff today!
Position available
  • Commercial Finance Associate
  • Operations Coordinator
  • Inside Sales Manager
  • Quality Assurance Auditor
  • Recruiter: Sales and Operations
  • Web Application/System Developer
Fraud Prevention & Alert
If you suspect that any of your Bank of Cardiff accounts have been accessed by someone other than you, you need to tell us straight away.
Your Bank of Cardiff accounts
If you suspect that you're the victim of fraud, please report it immediately using the following guidelines:
Suspicious email and online fraud
If you receive a suspicious email that uses Bank of Cardiff name, please forward it to our anti-phishing department immediately.
Fraud alert
There have been recent attempts by overseas scan, artists trying to obtain personal information and money by using Bank of Cardiff name. These emails state that the email recipient is the winner of a foreign lottery and they must wire money or send personal information in order to collect their winnings. This is a scam. We are not the custodians for any lotteries. Please report all such emails to our anti-phishing department using the steps below.

If you use an e-mail client, create a new e-mail to Drag and drop the phishing email from your inbox onto this new email message. Do not simply forward the email if you can help it, as this approach loses critical information and makes it much more difficult to process. If you access your email through a web interface, forwarding is the only solution.
Please report all other suspicious emails to us at
Lost or stolen credit card
Report your lost or stolen credit card immediately. Call us toll-free at 1-877-881-6018. Our credit card customer service center is open 24 hours a day, 7 days a week.

We'll cancel your card and issue a replacement immediately. You won't be liable for any unauthorized purchases or withdrawals from your account when you notify us promptly.
Suspected identity theft
If you suspect you might be a victim of identity theft, contact the three major credit bureaus listed below to place a fraud alert or your credit file. You also can order a credit report to identify any unauthorized activity.

EquiFax - 1-800-525-6285
Experian - 1-888-297-3742
TransUnion - 1-800-680-7289

Protecting the privacy of your accounts is a top priority at Bank of Cardiff. Please review our Privacy Policy to see how we take steps to protect your privacy.
Privacy Policy
Consumer privacy policy
LAST UPDATED Jan 14, 2015
This privacy policy covers personal information about customers who obtain consumer products from Commercial Leasing & Financing Bank of Cardiff, Inc. (CFLBC) for personal, family, or household purposes. This policy is provided to you as required by federal law. Although this notice does not apply to business and commercial accounts, safeguarding our business and commercial customers’ information is very important and we take steps to protect such information. This privacy notice does not apply to any credit card account relationship you may have with us. If you have a consumer credit card account relationship with us, you will receive a separate notice applicable to that account. Except as described below or as permitted by law, we do not disclose personal information about our customers or former customers.

There is no need to opt-out of information sharing as a result of receiving this privacy policy. Because we have limited the circumstances in which your personal information can be disclosed, there is no further action you need to take.

Collecting personal information
We collect personal information about you from the following sources:
Information You Provide to Us: Personal information that you provide to us on applications and through other correspondence, such as your name, address, social security number and personal financial statements. Transactions and Experiences: Personal information about your Transactions and Experiences with us and our affiliates, such as your account balance, payment history and debit card usage. Information We Receive from Third Parties: Personal information that non-affiliated third parties provide to us about you, such as credit report information, information about your accounts with third parties, and data from public records.

Disclosure to affiliates
We may disclose personal information about your Transactions and Experiences with us to our affiliates. For example, if you apply for a loan or a credit card at an affiliated bank or loan company we may disclose your account balance and your payment history to them to aid in the credit approval process.

Disclosure to non-affiliates and third parties
We may disclose personal information about you to non-affiliated third parties as permitted by law. This may include all of the personal information we collect about you. For example, we may disclose information to payment processors, other financial institutions, and appraisal companies to complete transactions that you request. 
Additionally, personal information may be disclosed in connection with a subpoena or similar legal requirement, in connection with audits, to process a transaction you requested, and to prevent fraud or unauthorized use. 
We may disclose all of the personal information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These nonaffiliated third parties are responsible for treating your personal information as confidential.

Business privacy policy
CFLBC is dedicated to providing your business with quality products and services. As a part of that mission, we recognize that your business information is important. We take steps to protect the business information we collect in connection with providing you business products and services. This privacy policy explains the steps we take to protect your business information, it does not apply to any consumer accounts you may have with us.

Information we collect
We may collect information about your business in connection with offering or providing a business product or service to you. Update or correct collected information
You may update or correct any information collected by CFLBC at any time by contacting us in writing at P.O. Box 2562, Del Mar, CA 92014-2562.

Information we may share
We know it is important to protect your business information in today’s competitive market. We may share business information when we believe it is necessary or appropriate to do so in order to offer you a product or service, to effect, administer or enforce a transaction you request or to service the accounts, products and services that we make available to you. We may also share information if you have authorized or requested us to do so, if we are legally required or permitted to disclose the information, or if we otherwise determine the disclosures to be appropriate (for example, disclosures to attorneys, accountants, auditors, affiliates, rating agencies, credit bureaus, service providers, loan participants, and others, and disclosures that are necessary or appropriate for security, fraud protection, risk mitigation and other lawful purposes).

We maintain physical, electronic, and procedural safeguards to protect your business information. Our employees are authorized to use business information only for business purposes and are subject to a Code of Ethics that requires them to treat business information as confidential.

Changes to our privacy policy
If CFLBC changes this policy in the future, we will post the changes here and indicate the date of the changes at the top of the policy.

Problems or complaints with our privacy policy
If you have a complaint about CFLBC compliance with this privacy policy, you may contact us in writing at P.O. Box 2562, Del Mar, CA 92014-2562.