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Salon and Spa

Financing treatments to sooth and relax your pocketbook.
Fund your business equipment needs in hours, not months

At Bank of Cardiff, we have a dedicated finance team that understands the spa and salon equipment industry. We finance hair and tanning salons, day spas, and skin care clinics throughout the United States. If you're still shopping around, we are pleased to refer you to one of our trusted vendor partners to ensure you get the best product at the lowest price. When you're ready, we can help you choose the financial product that complements the financial profile of your specific business.

With aging baby boomers boosting spending on personal care services, now is a great time to start a new salon or expand an existing spa. The spa industry alone generates $10+ billion in revenue while an estimated 300,000+ beauty salons generate sales of over $50 billion. Bank of Cardiff suite of tailored financial products will help you increase the number of treatment options you can offer your clients while your business achieves increased revenues and greater customer satisfaction.

In the industry's early days, innovators like C.J. Walker, a former slave, formulated products that could soften and straighten the hair of African-American women. She went on to become the first African-American woman to earn $1 million. Related inventions included the electric haircutter, consisting of a comb with a platinum wire that was heated

and used to burn off the ends of the hair, and the hot-blast dryer, which evolved into today's blow dryer.

Here are just a few types of spa and salon equipment you can finance with Cardiff Bank today:

• Facial machines and tables
• Massage beds and chairs
• Microdermabrasion
• Hydroculators
• Saunas
• Sunless tanning booths
• Makeup and dryer chairs
• Manicure and pedicure stations
• Hair processors
• Shampoo units
• Salon furniture

Our analysts provide the advice and guidance you'll need to take advantage of technologies that keep your business competitive and productive. Your equipment investments are vital to your success - that's why we offer tax-advantaged 100% financing options, rapid credit decisions with minimal financial disclosure, custom payment structures, and flexible end-of-term options including equipment upgrades. To make your life easier, we can even finance soft costs like sales tax, delivery, installation, and training.

Contact a Cardiff Bank analyst today!